Helix Line of Credit
Fast, flexible personal loans up to $4,000
Why get a Helix Line of Credit?
When you need to quickly deal with unexpected expenses, a Helix Line of Credit is the smart alternative to payday lenders, title loans, and bank overdraft fees. Apply online in minutes. Get a decision in seconds. Receive your money as soon as the next business day.
With a Helix line of credit, you can access your available credit whenever you need it. There is no advance fee or annual fee, and you are only charged based on the amount of credit you have drawn, not on your approved credit limit.
Helix loans are designed to help you successfully make payments, build your credit, and free yourself from the cycle of debt.
How does a line of credit work?
With a line of credit, you can draw money at any time as long as you have available credit and your account is in good standing. As you pay down your outstanding balance, more of your credit is available to you. With a Helix line of credit, there is no advance fee or annual fee, and you are only charged based on the amount of credit you have drawn, not on your approved credit limit.
What are the interest rates on a Helix line of credit?
Interest rates vary per applicant. They are based on a number of factors, including credit score and payment history. This rate is disclosed on your loan agreement for you to review before signing.
It’s also important to know that you only pay interest on your outstanding balance, not on your approved credit limit. To lower the overall amount of interest you pay, we encourage you to only take out as much as you need at any give time, and to make more than the minimum payment when possible.
Are there any advance or annual fees on a Helix line of credit?
No, there are no advance fees or annual fees with a Helix line of credit. You are only charged interest based on your outstanding balance, not on your approved credit limit.