Frequently Asked Questions
WHAT DOES BANK OF ORRICK DO WITH YOUR PERSONAL INFORMATION?
We know taking out a loan is a big decision. That’s why we want to provide you with the honest, clear information you need to get a loan that really works for you.
Here are answers to some of the most frequently asked questions borrowers ask. If you can’t find the answers you’re looking for here and need assistance, please contact one of our friendly loan advisors.
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Loan Sense Blog
Check out our Loan Sense blog for information, insights, and tools that can help you better understand your options and make the right decision for your situation.
Wondering if a Bank is Always a Lender?
Choosing a lending institution or lending company is a big decision that could have a major impact on your interest rate, loan terms, and likelihood for approval. Get the facts before applying.
Importance of Paying Your Loan Off Early
A loan is a great way to get something you might not otherwise be able to afford. Regardless of the reason for borrowing money, it’s crucial that you repay your loan on time, but it's also a great idea to pay it off early if you can.
How Does APR Work on a Monthly Basis?
In order to understand how it works, you must first know what it is. So, let’s start here. APR stands for Annual Percentage Rate…