Online Installment Loans up to $4,0002022-08-30T21:45:21-05:00

Helix Installment Loans

Fixed-rate, no-collateral personal loans up to $4,000

Why Helix Installment Loans?

Fast

When you need to quickly deal with unexpected expenses, Helix is the smart alternative to payday lenders, title loans, and bank overdraft fees. Apply online in minutes. Get a decision in seconds. Receive your money as soon as the next business day.

Flexible

With terms up to 24 months, fixed rates, and no early-payment penalty, you can control how much interest you pay.

Smart

Helix loans are designed to help you successfully make payments, build your credit, and free yourself from the cycle of debt.

FAQs

How does an installment loan work?

Helix offers no-collateral, unsecured personal installment loans. The loan is repaid over time with a set number of scheduled payments, though you can pay off your loan or make additional payments at any time without additional fees or penalties.

Helix personal loans are granted on terms up to 24 months with equal payments due weekly or every other week depending on your offer. First payment is due on your next pay date. Payment frequency varies depending on your loan offer, but payments are generally due either weekly or every other week.

How do I apply?

Our application is an automated online process. It only takes a few minutes to apply, and you will receive a decision instantly. If approved, you will receive funds within one business day of signing your online loan agreement.

To apply, you’ll need to provide the following information: Contact, Residence, Employment, and Income.

What are the interest rates?

Rates and terms are based on your credit, employment, and loan repayment history, as well as a number of other factors. If you are approved, you will be able to review your rate and terms before accepting.

How long does it take to get approved?

Once your application is complete, you will receive an immediate decision online. If approved, you will receive an official loan offer with details about loan amount, payment terms, and rate. From there, it’s just a few clicks to finalize your loan and sign your online loan agreement. Once complete, you will receive your money within one business day.

Bank of Orrick

Loans are issued and serviced by
Bank of Orrick, Member FDIC:
P.O. Box 199
Orrick, MO 64077

IMPORTANT DISCLOSURES

This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Helix by Bank of Orrick loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Our fees are disclosed in your loan agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process. Bank of Orrick reviews your information in real-time to determine whether your information meets its lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.

Availability of loans are subject to change at any time at the sole discretion of Bank of Orrick.

Helix by Bank of Orrick is a brand of Bank of Orrick. Loans are issued and serviced by Bank of Orrick, Member FDIC.

info@helixfi.com

800.619.5309

QUICK LINKS

RESOURCES

© Copyright 2023 Helix by Bank of Orrick. All rights reserved.

Bank of Orrick

Loans are issued and serviced by
Bank of Orrick, Member FDIC:
P.O. Box 199
Orrick, MO 64077

IMPORTANT DISCLOSURES

This is an expensive form of borrowing and it is not intended to be a long term financial solution. Please note: Helix by Bank of Orrick loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include unexpected emergencies, car repair bills, medical care, or essential travel expenses. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs.

Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. Our fees are disclosed in your loan agreement. If you do not make a payment on time, we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA). Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.

As part of our information collection process, we may detect additional bank accounts under the ownership of the consumer. We will consider these additional accounts to be part of the application process. Bank of Orrick reviews your information in real-time to determine whether your information meets its lending criteria. You acknowledge that by completing and submitting the website application that you are applying for a loan. We verify applicant information through national databases, and we may pull your credit in order to determine your eligibility and ability to repay.

Availability of loans are subject to change at any time at the sole discretion of Bank of Orrick.

Helix by Bank of Orrick is a brand of Bank of Orrick. Loans are issued and serviced by Bank of Orrick, Member FDIC.

info@helixfi.com

800.619.5309

QUICK LINKS

RESOURCES

© Copyright 2023 Helix by Bank of Orrick. All rights reserved.