How does an installment loan work?
Helix offers no-collateral, unsecured personal installment loans. The loan is repaid over time with a set number of scheduled payments, though you can pay off your loan or make additional payments at any time without additional fees or penalties.
Helix personal loans are granted on terms up to 24 months with equal payments due weekly or every other week depending on your offer. First payment is due on your next pay date. Payment frequency varies depending on your loan offer, but payments are generally due either weekly or every other week.
How do I apply?
Our application is an automated online process. It only takes a few minutes to apply, and you will receive a decision instantly. If approved, you will receive funds within one business day of signing your online loan agreement.
To apply, you’ll need to provide the following information: Contact, Residence, Employment, and Income.
What are the interest rates?
Rates and terms are based on your credit, employment, and loan repayment history, as well as a number of other factors. If you are approved, you will be able to review your rate and terms before accepting.
How long does it take to get approved?
Once your application is complete, you will receive an immediate decision online. If approved, you will receive an official loan offer with details about loan amount, payment terms, and rate. From there, it’s just a few clicks to finalize your loan and sign your online loan agreement. Once complete, you will receive your money within one business day.