How to Get a Personal Loan

Does applying affect my credit score?

Yes, applying does affect your credit score. Your application is underwritten using Clarity Services, an alternative credit bureau owned by Experian. It will be a hard inquiry on your Clarity credit report, which will in turn affect your FICO score as reported by the three traditional credit bureaus: Experian, TransUnion, Equifax.

Aug 17, 2020||

How quickly will I get my money?

The exact timing depends on a few things, including how long it takes your bank to credit the payment to your account. That said, with most banks you can expect to see the money in your account based on when you sign your loan agreement: If your loan agreement was signed by 11:00 am (Central Time) on a business day, you should receive your money by 5:00 pm the same day. If your loan agreement was signed after 11:00 am (or on a weekend or bank holiday), you should receive your money by 5:00 pm the next business day. For Read More >

Aug 16, 2020|, |
Making Loan Sense

Taking out a loan can be overwhelming. That’s why we provide you with honest, clear information that helps you make the right decision for your situation (even if it means not borrowing with us).

If you have questions we haven’t addressed here, check out our FAQ section or email a Loan Advisor at info@helixfi.com.

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Does applying affect my credit score?

Yes, applying does affect your credit score. Your application is underwritten using Clarity Services, an alternative credit bureau owned by Experian. It will be a hard inquiry on your Clarity credit report, which will in turn affect your FICO score as reported by the three traditional credit bureaus: Experian, TransUnion, Equifax.

Aug 17, 2020||

How quickly will I get my money?

The exact timing depends on a few things, including how long it takes your bank to credit the payment to your account. That said, with most banks you can expect to see the money in your account based on when you sign your loan agreement: If your loan agreement was signed by 11:00 am (Central Time) on a business day, you should receive your money by 5:00 pm the same day. If your loan agreement was signed after 11:00 am (or on a weekend or bank holiday), you should receive your money by 5:00 pm the next business day. For Read More >

Aug 16, 2020|, |
Categories
Featured Posts
Making Loan Sense

Taking out a loan can be overwhelming. That’s why we provide you with honest, clear information that helps you make the right decision for your situation (even if it means not borrowing with us).

If you have questions we haven’t addressed here, check out our FAQ section or email a Loan Advisor at info@helixfi.com.