What is ACH?

The Automated Clearing House (ACH) Network is one of the largest, safest, and most reliable payment systems in the world. In fact, if your paycheck is directly deposited into your bank account, or you make recurring online bill payments, you’re already using ACH. The ACH Network is a batch processing system in which financial institutions accumulate ACH transactions throughout the day for later batch processing. Instead of using paper to carry necessary transaction information, such as with checks, ACH Network transactions are transmitted electronically, allowing for faster processing times and lower costs. Learn more about ACH > Read More >

Aug 20, 2020|, |

What bank account are you sending my money to?

We transfer your money to the bank account you provided and confirmed online right before signing your loan agreement. Concerned you may have entered the wrong account information? Please review your loan document as soon as possible to make sure we have the correct account information. Just log in to your account at secure.helixfi.com/login and select “Loan Agreement” from the menu. IMPORTANT: If you need to provide new bank account information to receive your payment, please contact as soon as possible to prevent additional delay in receiving your money. Email info@helixfi.com or call 800.619.5309, 8am-5pm Central Time, Monday-Friday. Read More >

Aug 20, 2020|, |

Does applying affect my credit score?

Yes, applying does affect your credit score. Your application is underwritten using Clarity Services, an alternative credit bureau owned by Experian. It will be a hard inquiry on your Clarity credit report, which will in turn affect your FICO score as reported by the three traditional credit bureaus: Experian, TransUnion, Equifax.

Aug 17, 2020||

How quickly will I get my money?

The exact timing depends on a few things, including how long it takes your bank to credit the payment to your account. That said, with most banks you can expect to see the money in your account based on when you sign your loan agreement: If your loan agreement was signed by 11:00 am (Central Time) on a business day, you should receive your money by 5:00 pm the same day. If your loan agreement was signed after 11:00 am (or on a weekend or bank holiday), you should receive your money by 5:00 pm the next business day. For Read More >

Aug 16, 2020|, |
Making Loan Sense

Taking out a loan can be overwhelming. That’s why we provide you with honest, clear information that helps you make the right decision for your situation (even if it means not borrowing with us).

If you have questions we haven’t addressed here, check out our FAQ section or email a Loan Advisor at info@helixfi.com.

Featured Posts
Categories

What is ACH?

The Automated Clearing House (ACH) Network is one of the largest, safest, and most reliable payment systems in the world. In fact, if your paycheck is directly deposited into your bank account, or you make recurring online bill payments, you’re already using ACH. The ACH Network is a batch processing system in which financial institutions accumulate ACH transactions throughout the day for later batch processing. Instead of using paper to carry necessary transaction information, such as with checks, ACH Network transactions are transmitted electronically, allowing for faster processing times and lower costs. Learn more about ACH > Read More >

Aug 20, 2020|, |

What bank account are you sending my money to?

We transfer your money to the bank account you provided and confirmed online right before signing your loan agreement. Concerned you may have entered the wrong account information? Please review your loan document as soon as possible to make sure we have the correct account information. Just log in to your account at secure.helixfi.com/login and select “Loan Agreement” from the menu. IMPORTANT: If you need to provide new bank account information to receive your payment, please contact as soon as possible to prevent additional delay in receiving your money. Email info@helixfi.com or call 800.619.5309, 8am-5pm Central Time, Monday-Friday. Read More >

Aug 20, 2020|, |

Does applying affect my credit score?

Yes, applying does affect your credit score. Your application is underwritten using Clarity Services, an alternative credit bureau owned by Experian. It will be a hard inquiry on your Clarity credit report, which will in turn affect your FICO score as reported by the three traditional credit bureaus: Experian, TransUnion, Equifax.

Aug 17, 2020||

How quickly will I get my money?

The exact timing depends on a few things, including how long it takes your bank to credit the payment to your account. That said, with most banks you can expect to see the money in your account based on when you sign your loan agreement: If your loan agreement was signed by 11:00 am (Central Time) on a business day, you should receive your money by 5:00 pm the same day. If your loan agreement was signed after 11:00 am (or on a weekend or bank holiday), you should receive your money by 5:00 pm the next business day. For Read More >

Aug 16, 2020|, |
Categories
Featured Posts
Making Loan Sense

Taking out a loan can be overwhelming. That’s why we provide you with honest, clear information that helps you make the right decision for your situation (even if it means not borrowing with us).

If you have questions we haven’t addressed here, check out our FAQ section or email a Loan Advisor at info@helixfi.com.